Bank Accounts Direct

Account information

Whatever your situation, you can open a fully managed bank account - an account unlike any other.
It offers all the benefits of having your monthly finances taken care of by real people who will work with you to make sure all your regular bills and commitments are paid.

What you get

• Peace of mind - knowing that your financial commitments are being paid
• No more unauthorised overdraft fees or charges for bounced payments
• A dedicated personal Money Manager looking after your finances
• A card you can use to pay or get cashback in any shop or restaurant with the Maestro® logo
• Access to your available cash via any Maestro® cash machine worldwide
• No credit checks - you can apply even with a poor credit history
• Free balance updates sent to you by text
• Option of setting up Direct Debits and Standing Orders

How the account works

The account gives you the advantage of two special accounts that work together to take care of your financial commitments - whilst looking after your personal spending needs.

Your account gives you the peace of mind that comes from knowing there's enough money set aside to meet all your financial obligations.

We do this in three easy steps:

• Step 1
  Your income is paid into your Salaries Account



• Step 2
  Your personal Money Manager will set aside the money you need to pay your regular commitments.



• Step 3
  We transfer the remaining funds into your Card Account, which you use when you pay with your card or withdraw cash at cash machines, shops and restaurants.

What are you waiting for? - Click here to apply!

* Additional card holder fee applies

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Bank Accounts Direct is a trading style of 1st For Finance and is an introducer only for the think banking account.

*The think banking account is only open to persons aged 18 and over. Subject to ID verification. Conditions apply.

Account opening and monthly management fee payable. Personal bank accounts only. Proof of identity will be required. The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.